Seek godly counsel and find creative ways to generate money
More often than not, we are unable to think well when you come under pressure and fire. You must seek godly counsel. There are many ways of killing a cat and there are many working models; but there are a few that will match and work for your particular grace and gift.
In a multitude of counsellors, there is safety, hence the need to seek godly counsel.
One time when the Lord was confronted with a need, he instructed that those with him go fish and search for gold in the mouth of the fish.
In the case of the widow, the prophet instructed her to to fall on what she had at home.
Start with what you have, where you are at, and with whoever you have
There are people who will get affected by your indebtedness; these are people you have to recruit. Recruit people who will be affected by the situation if nothing happens. The wife of the prophet was indebted; but his sons were the ones who were at risk of being taken to be slaves. You must have an honest discussion with people who will be affected.
You are likely to make a lot of great savings when you learn to start with domestic and available resources. You can not pay for everything when you are starting a little business from available resources. Borrow vessels from friends and neighbors. Fall on whatever is available and can help the business kick start.
Process, package, and sell what you have
When you find what you have at home, try to process, package and sell the product to pay off your debt and live on the rest. The woman had a little oil, she processed, packages and sold. You must learn how to trade with what you have to break the scourge of indebtedness.
Pay your debtors and live off the rest
When you sell, pay off your debt and live off the rest. You can not spend the capital, we must learn how to trade with the capital.